Padric H.B. Scott, CFP®, ChFC®, CLU®, WMCP®
Chief Executive Officer

CrossRoad Wealth Management Group


Padric has been a part of the financial service indusrty since 2013 upon leaving the Arizona Cardinals. He values continued education to maintain mastery of wealth management to better service his clients.

Padric carries three designations: Certified Financial Planner™ (CFP®), The Chartered Financial Consultant (ChFC®), and Wealth Mangement Certified Professional (WMCP®). These designations have helped him implement strategies designed to maximize goal-based planning and execute high level investment concepts, all while maintaining his fiduciary responsibility.



The Certified Financial Planner® is owned and awarded by the Certified Financial Planner Board of Standards, Inc. This designation is awarded to individuals who have successfully completed the CFP Board’s initial exams. These individuals have endured years of experience and will continue ongoing annual education programs to sustain their skills and certification to bear this mark. The upmost important aspect of a CFP® is that they have a mandatory fiduciary duty, meaning they must make decisions with their client’s best interest in mind at all time no matter the circumstances.


ChFC® | The Chartered Financial Consultant

The Chartered Financial Consultant® is a distinguished certification in financial planning. Chartered Financial Consultants® have a broad and in-depth knowledge of the financial planning process, meeting the advanced financial planning needs of individuals, professionals, and small business owners. They possess in-depth expertise on key financial planning disciplines such as insurance, income taxation, retirement planning, investments, & estate planning.
They have the ability to guide clients in making decisions in regard to income taxation, retirement planning, investments, & estate planning. Chartered Financial Consultants® also possess a specialized focus on serving niche clients such as divorcees, blended families, & concerns pertaining to children with special needs.


WMCP® | Wealth Management Certified Professional

Wealth Management Certified Professionals® employ a goal-based process for planning and managing client wealth. Investors prefer advisors with expertise in the sophisticated wealth management approaches that are taught in the WMCP® program, such as goal-based planning, behavioral finance, & effective investment management practices. WMCPs® are experts in the art of aligning financial plans to client long-term objectives, creating diversified, efficient investment portfolios that meet a client’s short- and long-term financial goals, analyzing tax-efficient strategies when deciding how to invest, leveraging goal-based planning, life cycle theory, and tax-efficient portfolio design when evaluating client investment options, delivering consistent and ongoing value, and encouraging a lifelong planning process.


CLU® | Chartered Life Underwriter

A Chartered Life Underwriter® professional employs an extensive knowledge of life insurance. The CLU® program provides an in-depth understanding of the practical, legal, and ethical aspect of life insurance underwriting and how to provide the best solutions to a modern and diverse clientele facing a range of risk and financial situations. This designation expands the quality and breadth of the advice these advisors can give. Their knowledge is expanded in regard to in-depth knowledge of life insurance underwriting concepts and life insurance law within the context of overall risk management, knowledge to help clients address their estate planning needs, and an understanding of solutions addressing the life insurance underwriting needs of business owners and professionals.


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